Notes things from the past?

Clin. Clin. Clin. Money … This Pink Floyd’s success will not be understood in the future, when the sound of cash has disappeared and instead a mountain of digital transactions controls the destiny of all our accounts. It is still too early to know when it will happen, but as technology advances, something seems sure: the coins will stop tinkling in our pockets and songs.

Denmark is the country that always stands out as an example of this transformation. It is one of the most advanced in digital payments and the only one who has tried to put an end to its currency (the Danish crown). Danish citizens have internalized the use of their mobiles or credit cards to buy all sorts of things, from a simple loaf of bread to a newspaper. This is because in Denmark the technology is a commodity and everyone has an app.

Notes things from the past?Notes things from the past?

The technology to eradicate the currency is now available. In Denmark [where in only three years MobilePay has reached 3.5 million users, that is, about 63% of the population] and in the rest of the world. In fact, global digital payments grew by a record 10% in 2015, according to Capgemini’s latest World Payments Report 2016, to reach 426.3 billion transactions.

Besides that, the discovery of blockchain technology, which has been used to develop the first cryptocurrencies, “changes everything,” according to Manuel Polo developer of one of the first Spanish startups to deal with bitcoin. “It is the new paradigm that is going to revolutionize the financial system and many others,” But it twill take a great cultural change for cyber money to become the currency of exchange. And this is where one of its main problems lies.

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